Samsung Pay vs. Google Pay: Which Is the Best Mobile Payment and Wallet App? – Online Tech Tips

Contactless payment apps offer a safe, convenient way to pay by smartphone. For non-iPhone users, there are two major players in this space—Samsung Pay and Google Pay. 
In this article, we’ll list the features of and differences between Samsung Pay and Google Pay and describe which mobile payment app is most worth using. 
Google Pay, formerly known as Android Pay, is a mobile payment app that you can use to make purchases, as well as send and receive money. To use it, all you have to do is unlock the phone and tap it against the contactless payment terminal. 
Here are the features of Google Pay:
Google Pay is packed with features, and for most users, it is a perfectly suitable app. However, it has a few shortcomings, including:
Samsung Pay is a convenient one-tap contactless payment and digital wallet app available to Samsung phone owners. A simple swipe up from the lock screen opens your payment options, allowing you to pay instantly. 
Recently, Samsung Pay has overtaken Google pay as the second-largest mobile payment app (behind Apple Pay, the most popular app). 
Features of Samsung Pay:
While Samsung Pay meets the major requirements of a contactless tap-as-you-go payment app, it has three significant drawbacks in functionality. 
Samsung Pay and Google Pay are similar in terms of the service they provide and payment methods they support (including online payments). Still, Google Pay supports more devices and is available in more countries. 
The main reason to choose Samsung Pay is if your area still mainly uses MST terminals. In that case, you won’t run into the issue of being unable to pay with Google Pay. However, with NFC technology becoming more popular (and Samsung withdrawing support for this), it isn’t a deciding factor. 
Google Pay offers peer-to-peer payments in the US, which can be helpful in many situations and helps to cut down on the number of apps you need. This is possible with Samsung, but you need to sign-up for Samsung Pay Cash as well. 
Another major reason to choose either app is the other accessories you own. For example, if you have a Samsung smartwatch, you’re better off going with Samsung Pay. 
Both Google Pay and Samsung Pay are great choices if you want to move into the world of all-in-one contactless payment and card wallet apps. 
Since the two apps are so similar, we recommend installing both (they’re both free to set up) and trying them out. This way, you’ll get a feel for each, and you can decide on the app which fits your preferences. 
Jake Harfield is an Australian freelance writer whose passion is finding out how different technologies work. He has written for several online publications, focusing on explaining what he has learned to help others with their tech problems. He’s an avid hiker and birder, and in his spare time you’ll find him in the Aussie bush listening to the birdsong. Read Jake’s Full Bio
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